Building?
I can help you with the whole process from start to finish!
There are many new subdivisions to choose from.
Buyers 
I can refine your search, save you time
and show you any house that's for sale, at your convenience.
Use my skills to your benefit!
As part of The House Hunters Team,
we are passionately committed to helping you attain your real estate dreams.
You have 3 realtors working for you.
We listen carefully to you to find property that match your specific goals.
We take the stress and worry out of your home search.
We provide full spectrum residential and
commercial real estate services, intelligent ideas and creative solutions.
Sellers 
I offer a virtual tour & floor plan on-site for buyers to see your house.
That means an open house 24/7!
As part of The House Hunters Group,
4 realtors are working for you.
With the unique demans of today's real estate market,
selling your home requires realtors
with an established track record of proven results.
Let us show you how our team approach, professional staging services
and our successful marketing plan will get your property sold.
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HOTELS
I can arrange for stays in local hotels too.
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APARTMENTS I can help you with your apartment needs also.
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Is Bloomington-Normal Financially Fit?
Which Metropolitan Areas Are the Most Financially Fit?"
A study by InCharge®Institute of America, a nonprofit organization specializing in personal finance education, research and credit counseling, ranks 314 U.S. Metropolitan areas to determine which are leading the nation in personal “financial fitness.” The study looks at how different population centers measure up in offering the economic climate and conditions that promote financial fitness for its citizens. The research team at InCharge® Education Foundation, ranked the Wilmington/Newark Delaware metropolitan area first in the nation, both overall and among America’s largest population centers ,in excess of 500,000 citizens. Trenton, New Jersey topped the ranks for mid-sized metro areas, 200,000 to 500,000 population, and
Bloomington/Normal, Illinois
scored the highest among smaller regions
fewer than 200,000 citizens. The study was conducted in late 2004 and examined 314 metropolitan areas across the three population categories.
“The factors we used to measure financial fitness provide a solid roadmap for local policymakers to take steps to improve and enhance each region’s economic strength. There are clearly metropolitan areas that are excelling in offering their citizens a strong economic climate and opportunities, and the rest of us can learn a lot from them.”
The analysis utilized five factors to define and
measure “financial fitness:” Real personal disposable income – Total personal income minus personal current taxes. This is the amount ultimately available to families for personal expenditures and savings. Employment opportunities – Since wages and salaries produce most of personal income, employment is an important indicator of financial success – not only at the family level, but also on a local and national level. It can be expected that greater financial fitness will be associated with areas with higher employment opportunities. Credit worthiness – How well is consumer income covering consumer expenditures and debts? What is the debt to income ratio? Excessive consumer debt is the largest threat to economic wellbeing. For this study, 2003 Equifax average Beacon credit scores were used to determine the credit worthiness of a metropolitan area. Levels of savings – Savings is one of the most important indicators of financial wellness. Savings buys financial security. Domestic deposits held or accepted in FDIC insured commercial banks in 2003 by metropolitan area were used to measure this factor. Refinancing activity – Refinancing is connected to financial worth, and reflects the ability to convert non-financial assets – like one’s home – into money that can be used to decrease debt or to spend or invest in things that will deliver higher returns. “There are tangible actions that local and regional leaders can take in order to promote financial fitness – be it through economic policymaking, or through community education and outreach programs,” explained Rebecca Stiehl, president of InCharge® Education Foundation.
(ORLANDO, Fla.) January 18, 2005 |
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